Personal Information

• Your name, email address, and contact details when you register for courses
• Payment information processed securely through our third-party providers
• Educational background and financial goals you share during enrolment
• Communication preferences and marketing consent

Usage Data

We automatically collect information about how you interact with our platform, including pages visited, time spent on lessons, quiz results, and progress through our budgeting modules. This helps us understand which topics resonate most with learners.

Device Information

We collect technical information such as your IP address, browser type, operating system, and device identifiers. This data helps us ensure our platform works smoothly across different devices and browsers.

Security Measures

• All data transmitted to and from our platform uses SSL encryption
• Regular security audits and vulnerability assessments
• Access controls ensuring only authorised staff can view your information
• Secure data centres with physical and digital protection measures
• Regular backups stored in geographically separate locations

Data Retention

We keep your personal information only as long as necessary to provide our services and comply with legal obligations. Course progress data is retained for three years after course completion, while basic contact information may be kept longer if you've consented to receive educational updates.

International Transfers

Some of our service providers are located outside Australia. When we transfer data internationally, we ensure adequate protection through appropriate safeguards, including standard contractual clauses and adequacy decisions recognised under Australian privacy law.

Access and Correction

You can request access to the personal information we hold about you at any time. If you notice any inaccuracies, we'll correct them promptly. Most of your information can be updated directly through your account dashboard.

Data Portability and Deletion

You can request a copy of your data in a portable format or ask us to delete your personal information. We'll honour deletion requests unless we're required to retain certain information for legal or regulatory purposes.

Marketing Communications

You control whether you receive marketing emails from us. Unsubscribe links appear in every marketing email, or you can manage your preferences through your account settings. Course-related communications (like progress updates) will continue as they're essential to the service you've purchased.

Essential Cookies

These cookies are necessary for our platform to function properly. They remember your login status, course progress, and preferences during your session. You can't opt out of these cookies without affecting how our platform works.

Analytics Cookies

We use analytics cookies to understand which parts of our curriculum are most effective and identify areas for improvement. This information is aggregated and doesn't identify individual users.

Marketing Cookies

With your consent, we use marketing cookies to show you relevant educational content and track the effectiveness of our advertising campaigns. You can manage these preferences through our cookie banner or account settings.

Payment Processing

Payment information is processed by certified payment providers who comply with PCI DSS standards. We never store complete credit card information on our servers.

Educational Tools

Our platform integrates with educational technology providers for features like video hosting, quiz systems, and progress tracking. These providers access only the minimum information necessary to provide their services.

Communication Services

We use email service providers for course communications and marketing. These providers are bound by data processing agreements that ensure your information is handled according to our privacy standards.